Enduro Finance was highly commended for Northern Irish Broker of the Year at this year's NACFB Awards.

We didn't take the trophy, but for a business as young as ours, being recognised in a category built specifically around Northern Ireland is something we're genuinely proud of.

This week gave the Enduro Finance team two opportunities to step back from the day to day and spend time with the wider industry, first at the Motor Transport Awards, then at the NACFB Awards, both within 48 hours of each other.

There is a clear shift starting to emerge across UK SMEs. Costs are rising. Margins are tightening. Confidence is becoming more cautious. And much of this is being driven by ongoing global disruption, with knock-on effects now being felt across multiple sectors.

We are already seeing:

The UK Government has published its official response to the Department for Business and Trade’s call for evidence on small business access to finance. The review highlights several long-standing challenges for small and medium sized businesses when trying to secure funding. It also outlines the steps the Government will take to widen financial support and improve the way businesses understand and access finance.

As we approach the final stretch of the year, it’s fair to say things at Enduro Finance have moved at pace. Since launching earlier this year, we’ve quietly built a multi-million pound funding pipeline, grown a loyal customer base, and expanded our presence across the UK and Ireland. Now, as we head into the final quarter, we’re stepping it up once again with new faces, new space, and a renewed focus on helping businesses power through the winter months.

On August 1, 2025, the UK Supreme Court delivered a landmark decision in the motor finance sector, one that reshaped conversations about commission, trust, and fairness.

The ruling overturned the broad interpretation of a previous Court of Appeal decision. Crucially, the Supreme Court determined that motor dealers generally do not owe a fiduciary duty to customers, and lenders are not automatically liable for secret commissions to dealers. However, one motorist’s case did succeed….he court found the agreement “unfair” under Section 140A of the Consumer Credit Act 1974, due to the undisclosed size of the commission and concealed commercial ties between dealer and lender

In today's competitive landscape, dealers and distributors face the constant challenge of maintaining a robust inventory without overextending their capital. At Enduro Finance, we recognise this hurdle and offer tailored stocking facilities designed to empower your business' growth.

Since our launch in January 2025, Enduro Finance has remained focused on providing transparent, relationship-led financial solutions for businesses across the UK and Ireland. In just four months, we’ve delivered over £8 million in funding, supporting a broad mix of customers with the right products at the right time.

Delivering specialist finance tailored to our clients’ specific needs is at the heart of Enduro Finance’s mission, and our new VAT funding facility is a prime example of our innovative solutions in action.

For businesses operating in industries like cranes, container leasing, ports, and maritime, accessing finance can be a challenge. Our new partnership changes that, offering flexible terms, longer repayment periods, and innovative funding structures to support growth and investment in these critical sectors.

At Enduro Finance, we’ve always believed that the strength of our business lies in the people behind it. Although we only began trading at the start of 2025, our ambition has always been clear: to build a finance brokerage that delivers meaningful solutions with integrity, expertise, and a commitment to long-term relationships. As part of this growth, we are thrilled to announce Roberta Maginnis as Sales Director, Ireland.

Launching a business is never straightforward, and the journey to opening Enduro Finance has been one of learning, adapting, and refining our approach. While we’ve only just started trading, the groundwork has been laid over many months, particularly in preparing for the onboarding processes with our funder partners. Now that we’ve begun to see the fruits of those efforts, it’s clear that the timing and support for an ethical and transparent brokerage like ours couldn’t be better.

In today’s fast-paced business landscape, securing asset finance is a critical step for many companies looking to expand operations, acquire new equipment, or strengthen cash flow. The asset finance industry offers a variety of options, but not all finance partners are created equal. While traditional brokers have long held a prominent place in the sector, more and more businesses are discovering the benefits of working with a specialised asset finance partner like Enduro, where personalised service and a long-term relationship are at the heart of everything we do.

Starting a new business is never without its surprises, but we didn’t expect to launch Enduro Finance in the midst of a regulatory shake-up. When the UK Court of Appeal mandated full commission disclosure for brokers, it sent ripples through the finance industry.